Umbrella Liability
You don’t have to be a millionaire to be sued like one. It is a cliche in the insurance industry, but just because it is a cliche doesn’t mean it isn’t true.
The sad reality is that people are seriously injured or killed in accidents every day. An Umbrella policy can help protect your future if you should ever be at-fault in one.
The umbrella policy is extra liability coverage that kicks in when a liability claim exceeds the dollar amount covered by your main policy. The umbrella generally covers your home and auto policies, but can also include your boat, motorcycle or other personal liability policy. The policies are generally sold in increments of $1 million and are one of the most cost-effective means of protecting yourself from liability claims.